Will they grant me a vehicle credit if I am independent?

The desire to have their own car is in many people, regardless of the work they have.

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And although sometimes it is easier when it comes to a dependent worker, because you can quickly justify your income, being independent is not inconvenient to buy the car you want and start driving around the city. But what are the options they have? Outside the banks, the ones that are granting the financing for the new car to the independent workers are the cash or financial ones, so it is worthwhile to open your options and compare them carefully.

Vehicle loans are not restricted only to dependent workers

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Currently, who have the facility of having regular monthly income. The market is opening and although a large percentage are still granted to these types of customers, more and more independents are encouraged to apply for the loan and obtain it. In the contract there are some clauses that specify in which cases this coverage does not apply. To keep them in mind, these are three of the exceptions that insurance companies make:

This group would include microentrepreneurs, merchants or taxi drivers, who have the first challenge to establish an average of the income they receive, since the amounts vary because they do not have a fixed salary.

But what are the options they have? Outside the banks, the ones that are granting the financing for the new car to the independent workers are the cash or financial ones, so it is worthwhile to open your options and compare them carefully .

Do not forget that it is important that there is total clarity in your budget. Know what each amount should be and how much is available for the loan. As you can see, the conditions under which the coverage does not apply are not far-fetched, but instead, respond to situations that in themselves should not happen. Also, cancel your current debts first, this will give you greater possibilities at the time of the credit evaluation.

 

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